Graduate Credit Cards

Graduate credit cards differ from undergrad student credit cards in many ways. Typically, undergraduate student credit cards have a higher APR, fewer benefits and a lower credit line. As a graduate out on your own, chances are you'll probably have a number of new expenses, so upping that credit limit may not be all that bad. Review our list of popular graduate student cards below carefully to find the card right for you.

Popular Credit Cards for Graduate Students


APR   Annual Fee Credit
Green Dot® Prepaid MasterCard®
N/A N/A Excellent - Bad, No Credit

  • Free $0 activation online - with no credit check!
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No overdraft fees
  • Access to over 18,000 MoneyPass® ATMs


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APR   Annual Fee Credit
Walmart MoneyCardsm MasterCard® Prepaid Card
N/A N/A Excellent - Bad, No Credit

  • No issuance fee online
  • No credit check or bank account required
  • Use everywhere MasterCard® debit is accepted
  • $10 bonus with qualifying Direct Deposit (for a limited time only)


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APR   Annual Fee Credit
Citi® Diamond Preferred® Card
11.99-21.99% (Variable) $0 Excellent

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Exciting deals and savings for great brands through Citi Specials
  • No Annual Fee*


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APR   Annual Fee Credit
Citi® Platinum Select® MasterCard®
11.99-21.99%(Variable) $0 Excellent

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • No annual fee*
  • Secure, free online account management


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APR   Annual Fee Credit
Citi Simplicity® Card
11.99-21.99% (Variable) $0 Excellent

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee*


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APR   Annual Fee Credit
CitiBusiness® World Card
13.24% (Variable) $0 Excellent

  • Designed for businesses with an established credit history
  • $100 gift card - when you redeem the 10,000 bonus ThankYou® points received after $300 in purchases within 3 months of account opening
  • 0% intro APR on Purchases for 6 months. After that, 13.24% variable.
  • 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases


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APR   Annual Fee Credit
Vision Premier Card
N/A $0 Excellent - Bad, No Credit

  • Get 1% Cash Back on Gas Purchases
  • No Credit Check, No Overdraft Fees, and No Interest Fees
  • Free Savings Account and Free Roadside Assistance
  • Free Direct Deposit and Free Bill Pay so you can manage your money better


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APR   Annual Fee Credit
BuyRIGHT Pre-Paid MasterCard®
N/A N/A Excellent - Bad, No Credit

  • Guaranteed Rewards- you can pick iTunes, RedBox, Cash, Starbucks and More!
  • No credit check, 100% approved!*
  • Travel, Rent Cars, Reserve Hotels, Shop Online safely!
  • Online bill pay, Earn REWARDS, FREE Direct Deposit!


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APR   Annual Fee Credit
Orchard Bank Classic MasterCards®
14.90% or 19.90%, or 7.90% for secured cards $0 - $59 the first year, $35 - $59 per year thereafter Poor - Bad, No Credit

  • An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date


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APR   Annual Fee Credit
Capital One® Platinum Prestige Credit Card
10.9-18.9% (V) $0 Excellent - Good

  • 0% intro APR until May 2013 on balance transfers
  • 0% intro APR until May 2013 on purchases
  • No annual fee
  • 24-hour roadside assistance


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APR   Annual Fee Credit
AccountNow® Prepaid MasterCard®
N/A N/A Excellent - Bad, No Credit

  • 100% guaranteed approval*- No Credit Check
  • No Activation Fee
  • Free Direct Deposit and $25 cash back


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